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Published on:

21st Nov 2020

Perpetually Broke by Tom Cromwell, Chapter by Chapter

Do you feel you're in financial stress, living paycheck to paycheck, but want to join the ranks of the prosperous? Do you want a financial makeover in seven hours?

You are in plenty of company according to CNN Money.


Hear it here - https://bit.ly/perpetuallybroke


Around 76 percent of Americans are living paycheck to paycheck. Nearly 40 percent of Americans would have to borrow money to cover a $400 unexpected expense, and more than one-third of adults applied for some form of credit, says a Federal Reserve report in 2019. These problems impact all age ranges and different income brackets. For example, doctors are notorious for living at or beyond their incomes, and 51 percent of them do so according to the Medscape Wealth and Debt report 2019.


If you find yourself spending more than you earn; struggling to balance debts, rein in spending, and save; if you want friendly, simple, practical advice that doesn’t assume any prior knowledge of personal finances, then this book is aimed at you.


If you are already a competent saver or investor with strong self-control and sound knowledge of personal finances, then don’t buy this book. You don’t need it.


If you absorb the contents of this book and follow the straightforward guidance, then you will immediately begin to feel more in control and secure about your finances. I believe you can be ready to begin the rest of your financial life in one day or just seven hours. If you remain on this path, you will reach a position of financial comfort and prosperity.


I have applied the lessons and principles in this book throughout my life. They work as well when I earnt very little as they work now that I am more secure and enabled me to climb up the wealth ladder from the lowest rung. As I am not Bill Gates or Jeff Bezos, I cannot claim to have ascended to the very highest rung, but I am financially free and prosperous.

In this audiobook, you will discover:

The ways others are manipulating your behavior and secrets to counter them

The seven myths about debt that are keeping you impoverished

Why this book works for any budget

The five reasons why your attempts to balance income and spending keep failing

Why you need to change your approach and how to succeed with money and finances

The 21 makeover techniques for cutting debt and spending

Why the philosophies of ancient Greece can help you control your spending

Why you need to develop a vision

The secret reasons successful people don’t need remarkable willpower

And much more (including access to your bonus free personal finance calculator)


There are many other books on personal finances, financial freedom, and money makeovers, and you may be thinking of buying one of them, instead. Don’t! This book synthesizes the best, discards the unworkable, and using psychology adds a new and unique approach to reaching your financial goals.

©2020 Platinum Edge Media Ltd (P)2020 Platinum Edge Media Ltd

#BillGates #CNNMoney #FederalReserve #JeffBezos #MedscapeWealth #PlatinumEdgeMediaLtd #RussellNewton #NewtonMG #wealth #PerpetuallyBroke #TomCromwell #MoneyManagement

Bill Gates,CNN Money,Federal Reserve,Jeff Bezos,Medscape Wealth,Platinum Edge Media Ltd,Russell Newton,NewtonMG,wealth,Perpetually Broke,Tom Cromwell,Money Management,

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About the Podcast

Voice over Work - An Audiobook Sampler
You know that guy that reads all the time, and always has a book recommendation for you?

Well, I read and/or produce hundreds of audiobooks a year, and when I read one that has good material, I feature it here. This is my Recommended Listening list. These choices are not influenced by authors or sponsors, just books worthy of your consideration.

About your host

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Russell Newton